What is PIP coverage and do I have it?
PIP is personal injury protection coverage. You have $2,500 of protection unless you rejected it in writing. It is possible you have much more. It is provided even if you were at fault. It pays your medical bills, and 80% of documented lost wages. If you were not employed, it will pay for your essential services that you performed at home, like household duties. You will need to provide an estimate of your total hours you cannot do essential services, and a note from your doctor to collect.
