Can I Handle This Claim Myself?

Certainly, you can handle your claim if you have minor injuries.  I don’t accept small injury cases.  After I spend the money to investigate your claim, pay for copies of your medical bills and records, and charge a fee, you will not end up with much if anything.  What I recommend you do if you have minor injuries, or a small property damage claim is to deal with the insurance company yourself.  The key is to document everything.  Send them all the bills, all the records, provide witness statements, or at least their names, and phone numbers.  Take some pictures of your injuries if you are bruised or c ut.  And most importantly, keep going to the doctor–if you are in pain–so that the medical doctor or chiropractor can document your injuries.  Finally, send proof of your lost wages.  Gather some check stubs, and a note from your employer and doctor to verify your lost time from work.  You will be able to collect a little money in return for a release of your claim from the insurance company.  They only make one lump sum payment, so be sure you are healed before signing the release. 

To find out more about the claims process, please ask me for the book I wrote, The Texas Accident Bible.  I will send it to you for FREE if you fill in the information below.  Or, if you wish, you can buy it on

More General Personal Injury FAQ

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Joe Wrote the Book!

Actually, Joe has written three books: “A Survivor’s Legal Guide,” “The Texas Accident Bible” and “Hiring the Right Injury Lawyer.”  A founding principle of The Stephens Law Firm is that anyone dealing with a personal injury or wrongful death case deserves access to high-quality legal advice. Joe has made these books available for free to the public, either via the website or by calling our office.

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The Stephens Law Firm

440 Cobia Drive | Suite 601
Katy, Texas 77494
Phone : (281) 392-7447 | Fax : (713) 224-0055
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440 Louisiana | Suite 2000 (by appt only)
Houston, Texas 77002
Phone : (713) 224-0000

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Joe Stephens was selected from a statewide list of lawyers as a Texas SuperLawyer for 2008-2015 which is published by Texas Monthly magazine. He has also been invited to serve on the Blue Ribbon Panel that reviews whether other lawyers qualify.

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In 1999, Joe Stephens was selected as the Most Outstanding Young Trial Lawyer in America by AAJ, which is America's largest lawyer organization.

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Less than one percent of Texas lawyers have one board certification. Joe has TWO. One is a National Board Certification showing his competence to try civil lawsuits before juries, the other shows special competence in Personal Injury Law

Houston, Texas personal injury law firm, The Stephens Law Firm serves clients across Texas. We give you straight facts about your legal options. We have handled cases from Austin to Houston, San Antonio to Dallas, and everywhere in between, including: Katy, Beaumont, Richmond, Rosenberg, Wharton, Corpus-Christi, Waller, Brownsville, and McAllen. We handle cases in Harris County, Ft Bend County, Nueces County, Wharton County, Bexar County, Liberty County, and Jefferson County.